AMC Insurance

Only the truly morbid like thinking about their own death.  Taking it even further and using the topic to do some future planning for your family does not make it much easier.  So what are some of the biggest myths about life insurance that can be put at rest to make this easier? It’s Expensive! Most people think that life insurance is expensive, to the point that most people estimate the cost to over 100% of what it actually costs.  Millennials take it up even a notch further by over estimating by over 200%. It surprised many that they could get a good policy for less than the price of a cup of coffee a day. I Have Enough Coverage Through My Employer If you do have Life Insurance through your employer it is normally enough to replace your base salary for 1 or 2 years.  This is no where enough to provide the needed financial security for your family going forward. These type of policies normally are only good for when you are employed with the firm and ends when you leav

Is there any easy way in surviving an auto claim?  According to statistics from ICBC for 2015,  there were 300,000  traffic accidents in the British Columbia. If they were all single vehicle accidents, that’s 842 accidents per day.   Not all of the accidents include injuries , the number of accidents that include those is 57,000, while the number with fatalities is 275. As the population grows and ages, the numbers of vehicles on the roads will increase, and so will your  chances of being in an accident. How can you protect yourself, and what should you do if you are involved in an accident? HOW TO BE PREPARED, JUST IN CASE 1 Make sure your auto insurance is available.  Most of us will have a copy in our glove compartment but check just to make sure because if stopped and unable to produce your insurance papers you can receive a ticket 2 Keep a pen and paper in your car.  It will come in handy if you are in an accident and need to exchange information. 3 Do a quick visual

The trip you have been counting down for is coming up very soon.  Are you ready?  There are a number of tasks that need to be done before any trip.  Here are some things to do before you travel so that you can enjoy your vacation without having to worry about anything. Passport Make sure your passport is valid for at least six months before you enter another country. As a general rule, passports should have at least six months of validity when traveling internationally. Most countries will not permit a traveler to enter their country unless the passport is set to expire at least six months after the final day of travel. There are numerous locations to update your passport.   Find the Government of Canada Passport Location near you . Vaccinations Double check with your doctor and make sure that you have all the proper vaccinations and that you have renewed all of your prescriptions.   While doing this check with your medical insurance provider to endure your policy covers

Here are some facts for you: the average person spends around 90,000 hours at work throughout the course of their entire life. This equates to 3,750 days, which is more than 10 years working. In the Canadian government’s 2011  National Household Survey , participants reported spending an average of 25.4 minutes travelling to work. Add to that the commute home, and you’ve got an average sitting at around 50.8 minutes per day. Now, say you work a usual 5-day week, that’s an average of 254 minutes spent on commuting to and from work every single week: That’s more than 4 hours. In an entire year, you could spend around 220 hours just going to and from work. So 9 days every year may be spent simply going back and forth from your place of employment. Over a 40-year time-frame, that’s at least an entire year of your life spent commuting just for your job. So why are we going through these numbers? It’s not to depress you (though the numbers certainly are sobering); but rather to illustra